F.I.S.H. is our proprietary Capital Stewardship evaluation and planning process that addresses the most effective methodologies that empower organizations to take full advantage of all of the capital resources available to them – Faith Capital, Intellectual Capital, Social Capital, and Human Capital.
Through our network of church lending partners, Crossing Capital Group facilitates loans for qualifying churches, and consults on the implementation of the F.I.S.H. principles to assist others to best position themselves for future loan qualification.
Financial Capital is comprised of the money and assets which anchor institutions receive from their traditional revenue sources in support of their ongoing expenses and primary missions. For example, educational institutions derive their financial capital primarily through tuition, grants, and alumni giving, while communities of faith receive their “faith capital,” the term we use in this context, largely through tithes and offerings.
Intellectual Capital is the individual and collective knowledge, skills, experience, and expertise organized to achieve a specific goal. Each member has gifts and talents which are valuable if they are recognized, utilized, and developed.
Social Capital is the network of relationships among institutions and people who live and work in a particular community, enabling that community to function effectively. Building Social Capital is an invitation to ask, “Who, outside of our community, should we partner with in executing missions and goals?”
Human Capital is about the implementation of projects and programs which are relevant and have demonstrable impact on human lives. As the faithful, are we not responsible for assisting?
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